Thought you were covered by your landlord’s insurance? Think again. You’ll need tenant’s insurance to protect your belongings from perils like theft, vandalism, fire, and water damage the minute you begin renting. According to recent estimates, nearly two-thirds of people who rent their homes are uninsured for their contents or for any liability arising out of their tenancy. Don’t be a statistic – get covered today!
Brantford Tenant's insurance assures you that you're protected against the damage or loss of personal property when you rent an apartment or house. Your landlord may have insurance that protects the physical building in which you reside, but this insurance will not cover your personal belongings. In fact, it's not at all uncommon for landlords to require the purchase of tenant's insurance prior to renting or leasing.
Not only will Brantford tenant's insurance protect your personal items, it will also give you help with temporary housing in the event you are not allowed to occupy your unit and liability protection for people who may be injured on your property. Brantford Tenant's insurance can help protect you in case of a liability lawsuit against you. This could occur in a situation where you are held responsible for:
Once you determine your need for tenant's insurance, knowing your options will help you choose the best policy.
Think of the costs associated with having to replace everything you own. What if you came home tomorrow and your apartment had burned down? Where would you go? How would you pay to replace your clothing, furniture, and appliances? When you ask yourself what tenant's insurance covers, you can say yes to all of the above.
Tenant's insurance can cover virtually all of your personal possessions. Policies provide coverage for electronic goods and equipment, small appliances, sports equipment, cameras and photography equipment, furniture, clothing, glassware and china, and books. Items such as jewelry, furs and watercraft may have limitations unless extended protection is purchased. Your tenant's insurance policy will include:
Many Canadians think they do not require tenant's insurance as nothing will happen to them. Don’t put yourself in the position of finding out the hard way without coverage. For just a few dollars per month you can tailor a tenant's insurance policy that’s right for you today. Fill out the quick and easy Protection Savings Form right now. An Bunnell Hitchon Insurance Brokers Inc. expert will provide you with the best possible quote in no time.