Congratulations to you and your baby! You’re euphoric!

And when you finally get over the rush, a sense of responsibility settles in. A baby is a big responsibility. There’s nothing bigger.

When you begin thinking about your insurance needs now that you have a little one, you’ll want to consider Homeowners Insurance and Life Insurance.

Homeowners Insurance for a Family

Shelter is a basic human need. You have to maintain that shelter for your baby for at least the next 18 to 22 years. That means you need a home through all foreseeable and especially unforeseeable life events.

A good homeowner’s policy tailored for you by an insurance professional will help you achieve continuous shelter.

A homeowners Insurance policy will protect:

  • Your family belongings
  • Your home and other living structures
  • Your liability in case someone gets hurt on your property

Peril means cause of loss. A homeowners insurance policy will protect you and cover your structure and belongings from damage resulting from 11 perils:

  • Windstorm or hail
  • Fire and lightning
  • Vandalism or malicious mischief
  • Theft
  • Damage from vehicles and aircraft
  • Explosion
  • Riot or civil commotion
  • Water Damage
  • Smoke
  • Personal liability

Homeowner policies will also pay for reasonable living expenses if your home is deemed uninhabitable. This will continue your shelter if you’re struck by a peril.

Bunnell Hitchon Insurance Brokers Inc. will make sure you have all you need to maintain shelter for your family.

"In 2006 we switched our Trucking Insurance over to Bunnell Hitchon with Farrell Pelton as our broker. It was a decision not taken lightly at the time, but we are sure glad we did. Over the last 9 years the service provided by Farrell and the rest of Bunnell Hitchon has been second to none. Between cost efficiency and constant communications, Farrell and Bunnell Hitchon give us one less worry in an industry constantly changing. We’ve had many insurance companies approach us in the past, but non can match the service and the savings Bunnell Hitchon and Farrell give us."

- Tyler Pelton, Manager, Pelton Transport

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