Congratulations to you and your baby! You’re euphoric!
And when you finally get over the rush, a sense of responsibility settles in. A baby is a big responsibility. There’s nothing bigger.
When you begin thinking about your insurance needs now that you have a little one, you’ll want to consider Homeowners Insurance and Life Insurance.
Homeowners Insurance for a Family
Shelter is a basic human need. You have to maintain that shelter for your baby for at least the next 18 to 22 years. That means you need a home through all foreseeable and especially unforeseeable life events.
A good homeowner’s policy tailored for you by an insurance professional will help you achieve continuous shelter.
A homeowners Insurance policy will protect:
- Your family belongings
- Your home and other living structures
- Your liability in case someone gets hurt on your property
Peril means cause of loss. A homeowners insurance policy will protect you and cover your structure and belongings from damage resulting from 11 perils:
- Windstorm or hail
- Fire and lightning
- Vandalism or malicious mischief
- Damage from vehicles and aircraft
- Riot or civil commotion
- Water Damage
- Personal liability
Homeowner policies will also pay for reasonable living expenses if your home is deemed uninhabitable. This will continue your shelter if you’re struck by a peril.
Bunnell Hitchon Insurance Brokers Inc. will make sure you have all you need to maintain shelter for your family.